THE MEDICARE MAZE GAME!

I became age 65 in 2016. I did not know reaching age 65 would make me so important to insurance companies.
My mailbox became flooded with letters, brochures, MEDICARE booklets from every health insurance company known
to man or woman.  I even had a couple 
of fast talking insurance agents show up at my door. They claim that they wanted
to explain MEDICARE BENEFITS to me.
Of course, I didn't let them in my house. 
I told them to leave because I didn't
transact any business with door-to- door!  
It's 2017 and apparently I'll be bothered by MEDICARE AGENTS this year too.  I had to get rid of an agent yesterday.

I suddenly recalled my mom calling often to complain about getting numerous calls from MEDICARE AGENTS. They were trying to get her to sign up with them.
I told her to hang up immediately!! A few
even knocked on her door. She knew better than to let them inside.

 
 
I learned a few do's and dont's from listening to Seniors at the Senior Center
that I go to every week:


DON'T TALK TO THEM ON PHONE. YOU MAY GET CONFUSED & SIGN UP FOR A BAD POLICY. SOME THEM GOT STUCK WITH POLICIES THAT DIDN'T HELP THEM WITH THE COST OF THEIR MEDICATION. THIS EXPENSE CRIPPLED THEIR FINANCES FOR 12 MONTHS.


DO BE CAREFUL WITH THE MEDICARE MAILERS! SOME ARE FROM THE U.S. GOVERNMENT & SOME ARE NOT! 
READ SMALL PRINT AT BOTTOM. IT SAYS
NOT AFFILIATED WITH A GOVERNMENT!  AGENCY! 

DO CALL SHIPP! THIS IS A GOVERNMENT SPONSORED CALL CENTER. THEY HELP YOU SORT THROUGH THE MEDICARE
MADNESS. THEY ARE TRAINED TO HELP PEOPLE CHOSE A POLICY TO FIT YOUR BUDGET & HEALTH NEEDS. THEY
ALSO KNOW WHICH AGENTS ARE AUTHORIZED TO OPERATE IN YOUR STATE-SOME ARE NOT!! VISIT THIS
WEBSITE FOR HELP WITH FIND YOUR STATE'S WEBSITE & PHONE NUMBER:

http://www.seniorsresourceguide.com/directories/National/SHIP/







DO VISIT AARP WEBSITE. THEY HAVE OF THE MEDICARE GUIDE THAT'S  EASY TO UNDERSTAND:

http://www.medicareadvantagesupplementplans.com/wp-content/uploads/AARP-retirement-survival-guide.jpg





DO ASK THE MEDICARE AGENT YOU
CHOOSE IF THEY OFFER  VISION &  DENTAL PLANS!

DO INVESTIGATE MEDICARE SUPPLEMENT PLAN IF YOU 
REQUIRE A LOT OF MEDICATION
& HAVE FREQUENT OFFICE VISITS.
MY HUSBAND GOT IT BECAUSE
HIS CO-PAYS WERE EXPENSIVE.
OUR INSURANCE CO ALREADY
COVERED OUR AUTO & HOME
OWNER INSURANCE. THEY JUST
ADDED THIS FEE IN OUR MONTHLY 
PREMIUM.



I hope that the new health insurance that the government is proposing will not be detrimental to MEDICARE for seniors.
The MEDICARE benefits we have now is not perfect but most seniors couldn't afford an increase in their MEDICARE
insurance premiums or  cuts in the benefits that we are currently receiving.